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Habitat for Humanity - New York City's
Loan Rangers

Help Habitat-NYC Loan Rangers Educate Low-Income Consumers On Best Practices for Credit Cards

Did you know that more and more Americans are using their credit cards as a plastic safety net?

For most consumers, credit cards are an integral part of every day life. The US government reports that consumers charge close to $2 trillion per year to their credit cards, and the average consumer carries more than $8,000 a year in debt.

Most at risk are low-income consumers, who often rely on credit for day-to-day expenses when they can't meet the exorbitant cost of living. Often times, these very consumers are the ones who spend hundreds if not thousands of dollars in interest, fees and more.

Join Habitat-NYC's Loan Rangers Public Awareness Campaign and help teach low-income consumers how they can avoid credit card problems and save money.

By committing a few hours of your time, you can help spread awareness that will keep low-income consumers out of credit card debt and put thousands of hard-earned dollars back into their pockets.

You will be armed with tips on how to interpret credit card statements, how to keep fees at a minimum and resources on where to turn when credit card debt becomes unmanageable.

To volunteer as a Loan Ranger:
Attend a brief, one-hour training session
Commit to spending a few hours distributing informational flyers in one of the communities where Habitat-NYC builds, including Ocean Hill-Brownsville, Bedford-Stuyvesant and the South Bronx.
Habitat-NYC provides:
Training on how the credit card industry works
Flyers and fact sheets explaining credit card policies that can confuse consumers, and offer tips and resources
A guide to community centers, schools, churches, businesses and other places where you can leave flyers
Training sessions are 6:30 pm - 7:30 pm at Habitat-NYC's offices in Lower Manhattan:
Thursday, September 18, 2008
Habitat for Humanity - New York City
111 John Street, 23rd Floor
New York, NY

Contact pbenecki@habitatnyc.org to register or request more information or call 212-991-4000, ext. 338.

To learn more about the Credit Card Industry, click here
To read or download our Credit Card flyer, click here.

To learn more about Rapid Tax Refund Loans, click here.
To read or download our RAL flyer, click here.

To learn more about the Rent-to-Own industry, click here.
To read or download our Rent-to-Own flyer, click hereclick here.

This message is brought to you by Habitat for Humanity – New York City, working to empower Habitat homeowners and all low-income New Yorkers.



Habitat For Humanity
New York, 2008
Photography: Christine Whitney / Design + Development: Decker Design