Habitat for Humanity - New York City

Homeownership

Habitat NYC builds affordable, high-quality homes for first-time homebuyers throughout the five boroughs of New York City. Currently, we are accepting applications for homes in Brooklyn and Queens. Our homes are designed for 2 – 6 member households and bring stability, safety and space for your family.

With a Habitat for Humanity New York City home, your monthly housing costs are typically no more than 33% of your family’s total household income. Habitat NYC, in conjunction with State of New York (SONYMA), offers 1% down payment, 30-year, 2% fixed-interest rate mortgage.*

Requirements for Habitat Homeowners:

  • Meet HUD established house hold income guidelines
  • Provide 1% cash down payment
  • Establish a monthly savings account
  • A FICO Credit Score of 620 or higher
  • Have no accounts in collection, no charge-offs or unsatisfied public records
  • No bankruptcies in the last 3 years
  • Be a first-time homebuyer

To see if you qualify for a Habitat home and for more information, click here.

*Contingent upon availability of funds


Habitat for Humanity New York City Transforms Lives and Our City by Building Quality Homes for Families in Need and by Uniting All New Yorkers Around the Cause of Affordable Housing.

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Homeownership Information Sessions

Learn more about our homeownership program by attending one of our weekly information sessions!

Manhattan
Every Thursday
6 p.m.
Habitat for Humanity New York City
111 John Street, 23rd Floor
New York, NY
RSVP for each participant is required via email or by calling (646) 402-6212

RSVP now