Habitat NYC builds affordable, high-quality homes with first-time homebuyers throughout the five boroughs of New York City. Habitat NYC has built co-ops, condos, and single-family homes for household sizes of 1-6. Types of housing and housing location are dependent upon our current projects.
With a Habitat for Humanity New York City home, your monthly housing costs are no more than 33% of your total household income. Habitat NYC, in conjunction with State of New York (SONYMA), offers 1% down payment, 30-year, 2% fixed-interest rate mortgage.*
Requirements for Habitat Homeowners:
- Meet HUD established house hold income guidelines
- Provide 1% cash down payment
- Establish a monthly savings account
- Have no accounts in collection, no charge-offs or unsatisfied public records
- No bankruptcies in the last 3 years
- Be a first-time homebuyer
*Contingent upon availability of funds
See Homeownership FAQs
To see if you qualify for a Habitat home and for more information, we encourage you to attend an upcoming information session.
Information sessions are held the third Thursday of every month at 6 p.m.
Habitat for Humanity New York City
111 John Street, 23rd Floor
New York, NY 10038
RSVP for each participant is required via email or by calling (646) 402-6212
Habitat for Humanity New York City transforms lives by building quality homes with families in need and by uniting all New Yorkers around the cause of affordable housing.