Habitat NYC builds affordable, high-quality homes with first-time homebuyers throughout the five boroughs of New York City. Habitat NYC has built co-ops, condos, and single-family homes for household sizes of 1-6. Types of housing and housing location are dependent upon our current projects.
With a Habitat for Humanity New York City home, your monthly housing costs are no more than 33% of your total household income. Habitat NYC, in conjunction with State of New York (SONYMA), offers 1% down payment, 30-year, 2% fixed-interest rate mortgage.*
Requirements for Habitat Homeowners:
- Meet HUD established house hold income guidelines
- Provide 1% cash down payment
- Establish a monthly savings account
- Have no accounts in collection, no charge-offs or unsatisfied public records
- No bankruptcies in the last 3 years
- Be a first-time homebuyer
*Contingent upon availability of funds
See Homeownership FAQs
To see if you qualify for a Habitat home and for more information, we encourage you to attend an upcoming information session. A new application period will be open soon, please check back.
Information sessions are held at the Habitat for Humanity New York City Offices:
111 John Street, 23rd Floor
New York, NY 10038
Habitat for Humanity New York City transforms lives by building quality homes with families in need and by uniting all New Yorkers around the cause of affordable housing.